Our Programmes
Three Structured Programmes for Three Points in the Journey
Whether you are building basic financial habits, exploring capital markets, or planning for the long term, there is a Meridian Owl programme designed for where you are right now.
Back to HomeOur Methodology
How Our Programmes Are Built
Every programme at Meridian Owl follows a consistent design philosophy: start with context, build understanding incrementally, and apply knowledge in a structured setting before participants encounter real-world decisions.
Sessions are led by practitioners with direct experience in the topics covered. Cohorts are kept small to ensure discussion is genuine, not performative. Materials are updated annually to reflect current market conditions and any changes to Singapore's financial regulatory environment.
The three programmes form a natural continuum — but each is complete on its own. Participants do not need to complete the Foundations programme before joining the Investment Literacy Programme, though many find the progression beneficial.
Layered Curriculum
Each session builds on the previous one, forming a cohesive arc of understanding.
Singapore-Grounded
CPF, MAS framework, and regional markets woven through all content, not added as footnotes.
Applied Exercises
Practical worksheets, case studies, and planning tools in every session.
Annual Review
Content updated each year based on participant feedback and market developments.
Foundations of Personal Finance
A structured programme designed for individuals beginning to navigate their personal financial landscape. Participants explore core principles of budgeting, saving, and understanding financial instruments in a supportive, small-group setting. The curriculum covers income allocation frameworks, debt management approaches, and building a personal savings strategy.
What You Will Cover
- Understanding your income and expense structure
- Income allocation frameworks (including CPF contributions)
- Debt management: mortgages, credit facilities, and student loans
- Building a personal savings strategy
- Introduction to financial instruments available in Singapore
Programme Steps
Enrolment and pre-programme consultation to understand your current financial situation
12 structured sessions over 6 weeks, each 90 minutes with workbook exercises
Mid-programme individual check-in with the facilitator
Post-programme one-on-one consultation and personalised action plan
Suited for:
Young professionals in the early stages of their career; individuals who have never formally studied personal finance; those seeking clarity on their current financial picture before taking any further steps.
Suited for:
Those who have a basic understanding of personal finance and wish to deepen their knowledge of capital markets; individuals who want to understand how to evaluate investment options before making decisions.
Investment Literacy Programme
A mid-level offering that introduces participants to the world of equities, bonds, funds, and alternative asset classes. The programme walks through portfolio construction principles, risk assessment methods, and how to read financial statements. Sessions are led by experienced practitioners and supplemented with case studies drawn from regional markets.
What You Will Cover
- Equities, bonds, unit trusts, and alternative asset classes
- Portfolio construction principles and diversification
- Reading and interpreting financial statements
- Risk assessment frameworks for the individual investor
- Market simulation exercises with regional case studies
Programme Steps
Enrolment with access to pre-session reading materials
8 weekly sessions of 2 hours each, building progressively on prior content
Market simulation exercise across sessions 5 through 7
Final session debrief plus access to ongoing resource library
Wealth Stewardship & Planning
A comprehensive programme for individuals ready to take a long-term, holistic view of their financial well-being. Topics include retirement planning frameworks, estate considerations, tax-efficient structuring, and inter-generational wealth transfer. Participants build their own forward-looking financial roadmap through the course of the programme.
What You Will Cover
- Retirement planning frameworks aligned to Singapore's CPF system
- Estate planning and Singapore trust considerations
- Tax-efficient financial structuring for individuals and families
- Inter-generational wealth transfer approaches
- Building a personalised long-term financial roadmap
Programme Steps
Enrolment assessment to establish starting point and goals
10 weekly group sessions with planning toolkit worked through progressively
Two dedicated 1-to-1 advisory sessions — one midway, one at programme end
Delivery of completed personal financial roadmap and ongoing resource access
Suited for:
Mid-career professionals and families who are beginning to think seriously about the longer arc of their financial lives; those with meaningful savings or assets who want a structured framework to manage and plan around them.
Programme Comparison
Find the Right Programme for You
| Feature | Foundations SGD 380 |
Investment Literacy SGD 950 |
Wealth Stewardship SGD 2,450 |
|---|---|---|---|
| Duration | 6 weeks | 8 weeks | 10 weeks |
| Sessions per week | 2 | 1 | 1 + advisory |
| Workbook materials | Yes | Yes | Yes |
| Post-programme consultation | 1 session | — | 2 sessions |
| Resource library access | — | Yes | Yes |
| Market simulation exercises | — | Yes | — |
| Planning toolkit | — | — | Yes |
| Individual advisory sessions | — | — | 2 included |
| CPF coverage | Core topic | Mentioned | In depth |
| Estate and succession topics | — | — | Yes |
Across All Programmes
Standards That Apply to Every Cohort
PDPA Compliance
Participant data is handled in accordance with Singapore's Personal Data Protection Act. Data is used only for programme administration.
Performance Tracking
Cohort feedback is collected at the midpoint and conclusion of every programme, and results are used to improve content and facilitation.
Facilitator Accessibility
Participants in all programmes can reach their facilitator by email between sessions for follow-up questions related to programme content.
Practitioner Credentials
All facilitators hold active IBF membership and maintain their continuing professional development. Credentials are available on request.
In-Person Delivery
All sessions are conducted at our Suntec City office. Selected programmes offer a blended option; this is communicated at enrolment.
No Product Arrangements
Meridian Owl holds no arrangements with financial product providers. All programme content is education-only and entirely impartial.
Programme Fees
Clear, All-Inclusive Pricing
The fees below are the complete price per participant, including all materials, sessions, and any included advisory components. No add-ons or variable pricing.
Foundations
Per participant · 6 weeks
- 12 sessions (2×/week)
- Printed workbook
- Post-programme consultation
Investment Literacy
Per participant · 8 weeks
- 8 weekly sessions
- Market simulation exercises
- Resource library access
Wealth Stewardship
Per participant · 10 weeks
- 10 group sessions
- 2 individual advisory sessions
- Planning toolkit + resource access
Not Sure Where to Start?
Let's Find the Right Fit Together
If you are uncertain which programme suits your current situation, we are glad to discuss it with you — without any commitment required on your part.
Get in Touch